This App Promises Easy Cash, But It’s a Security Nightmare Waiting to Happen

Earnin, a popular payday loan app, may not do enough to protect users

Sage Lazzaro
OneZero
Published in
6 min readDec 20, 2018

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Image: miakievy/Getty

Earnin is a popular payday loan app with a simple promise: You can cash out part of your upcoming paycheck without any fees or interest, and you’re only asked to “tip” whatever you think is fair in return. But while…

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Sage Lazzaro
OneZero

Journalist covering tech, biz, internet culture, and women in tech, sometimes for Medium’s OneZero