Everything You Need to Know About the Apple Card I Did Not Need

The new credit card has its benefits, but it will lock you further into the Apple ecosystem

Megan Morrone
OneZero

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Credit: Noah Berger/Getty Images

The email was a surprise.

“You’re invited to get Apple Card starting today.”

My heart leaped out of my chest. All right, that’s an exaggeration. But I would be lying if I didn’t say that I was excited to be invited to something by Apple. I’ve been covering Apple products since the turn of the millennium and they’ve never invited me to anything. Not for the iPod, not for the iPhone, not even for Ping. But now they were inviting me. That they were inviting me to spend money so that they would get a cut of every transaction I ever made seemed beside the point.

Even though I didn’t need another credit card, I applied anyway. Because Apple.

I knew I wasn’t the first to be invited. I had seen a smattering of Apple journalists tweeting about their first experiences with the card. These are the same journalists who always tweet their fancy invitations to Apple events that I never receive. So I checked Twitter to see if the rest of us hoi polloi had gotten the card. It didn’t seem so.

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